Your credit history is an important tool when it comes to making financial decisions. Merchants, financial institutions and even employers may base their final decisions on your credit report. Stay one step ahead by reviewing your credit history on a yearly basis.

There are three credit bureaus that you can call to request a copy of your report. Information can vary from one bureau to another, so it’s wise to get a report from all three. Their toll free numbers are:

There may be a small fee for each report that is requested, however, a new federal law entitles you to a free annual copy of your credit report. To request your free copy go to http://www.ftc.gov and click "Free Annual Credit Reports".

EQUIFAX

In addition to credit reports, Equifax offers three unique services enabling you to effectively guard your credit and personal privacy: Equifax Credit Watch™, Score Power™ and Equifax Credit Profile™. Learn more about these services and how to order them by clicking on the links below.

Equifax Credit Watch™	Score Power™	Equifax Credit Profile™