Rates as low as 2.99%.

Whether you are in the market for a new or used vehicle, look to AACE FCU for your next vehicle loan. We offer competitive rates and convenient repayment terms. Apply for a loan in person or online.

Motorcycle loans are also available with rates as low as 3.99%.

Rates are based on credit history and are subject to change at any time.

CHECK OUT THE BENEFITS OF GAP INSURANCE FOR YOUR VEHICLE LOAN:

Benefits of GAP If your vehicle is declared an insured total loss, GAP provides the following:

  • Benefits are paid to $50,000
  • Insurance deductible coverage is paid to $1000.00
  • $1000.00 down payment credit when new loan is financed with the Credit Union

GAP is available for all new and existing vehicle loans up to 84 months. (New and Used Vehicles)


AUTO EXAM

When buying any vehicle, there is always a chance of having a mechanical breakdown.  However, you will have peace of mind knowing most of the problems can be taken care of with Auto Exam Inc.’s Extended Service Contract. It offers the Bumper-to-Bumper/Exclusionary coverage to those persons who want maximum coverage for their vehicle.  Comprehensive benefits include:

  • Nationwide Coverage
  • Towing, Road Service and Rental
  • Direct Payment
  • Full Coverage
  • Toll-free Claim Service

Never worry about Expensive Mechanical Failures Again!



INSURANCE VERIFICATION

By financing your vehicle with the Credit Union, you agree to obtain and continue a full coverage auto insurance policy on the vehicle.  The requirements of the policy are:

  1. Coverage must disclose the lien holder of this loan as
    AACE FCU
    P.O.Box 1385
    Millersville, MD  21108
     
  2. The deductibles for collision and comprehensive must be no more than $1000

It is your responsibility to have your insurance company provide the Credit Union with a copy of your policy, showing all the required information.  The Credit Union reserves the right to add an insurance policy to your loan balance, at your expense, to protect our interest in this vehicle if proof of proper insurance coverage is not received.  If we add this insurance policy, it will not provide bodily injury or property damage liability. The policy will not fulfill the requirements of any financial responsibility law or statutory requirement for the no-fault coverage. 

To avoid these charges you may have your insurance company fax proof of policy to (877) 826-6064, mail it to AACE FCU, PO. Box 924184, Fort Worth, TX 76124 or submit the information online to State National at www.myloaninsurance.com.

NOTICE: Effective, August 1, 2005 a $25.00 Loan Processing Fee will be assessed for all loan applications previously denied within the last six months. The $25.00 fee must be paid prior to the processing of the application.

WE REQUIRE A LOAN PURPOSE BE DISCLOSED FOR ALL LINE OF CREDIT ADVANCES.

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